For my situation, what is the best way to minimize my car insurance?

For my situation, what is the best way to minimize my car insurance?

ok the situation is like this. my family has two cars. (maxima and accent) I (21years old) use the accent and my parents use the maxima. All three of us are under the same insurance plan. I might sell the accent and buy a used car and pay monthly(financing). so that means the insurance has to be full coverage right? and not liability. (the maxima and the accent are both fully paid and they are under liability right now) So if I buy a used car what is the best way to minimize the insurance cost?...which is a good insurance company? can I be covered under my dad's name or something? my friend said something like that..but I don't know if there is such a thing. by the way my parents live in massachusetts and i live in NJ. what should i do? (don't tell me not to buy a car)

 

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going back packing for a year, what is multi trip insurance?

 

 

California Health Insurance?

I am looking to get health insurance for a year, more to take care of neglected issues than to cover my butt if I get sick/hurt (I'm 27, betting on youth and good health!). Kaiser seems to be the most appealing because they cover a broader range of services. I am namely interested in physical therapy (winged scapula), dermatology (oily skin/acne), perhaps mental illness services as I have suffered from depression (although I somewhat consider it a problem of my past). I'm aware insurance plans won't cover preexisting conditions, but how can they really prove these issues didn't start yesterday, right? I'm overwhelmed with my choices. Is it worth paying $330/mo for $0 deductible, 0% coinsurance, $40 co pays and a max out of pocket @ $3000? Or is it smarter to pay $166/mo, $2700 deductible, 0% coinsurance, $0 co pays after deductible, and max out of pocket @ $5000 (including deductible)? Etc. I have put off getting insurance because I'm scared I will pick a completely inappropriate plan. Can anyone shed some light on this for me?

 

 

Buying a Toyota - price and insurance advice please?!?

I am going to pick up my new car today IF this is a good deal. Its a black 2008 Toyota Corolla S. I am buying it, its a 72 month pay schedule of $387 a month. Insurance for it and our 2002 Santa Fe (both full coverage) is $157 a month. Do these prices sound about right? I want to know if I'm getting a good deal. Also, do new cars need to be maintinenced every 5,000 miles? Someone said that on another question of mine and I was wondering if thats true. I want to know anything that is vital to purchasing a new car. We dont have great credit... both our scores are around 600. We are paying for the gap insurance and all that other good stuff. Oh and we're not trading a car - this is just straight up - no money down - our interest rate is 14%..... Thanks to answers

 

 

If i were to drop my car insurance for a few months can i get it back when i want?

basically my car sucks in the winter (i.e. the snow lol) so i havent been driving it for like 3 months now, and it will prolly be another 2 months till i begin driving it again, and im paying my car insurance on it but really im not using it lol, and moneys a little tight, so i was wondering if i were to drop it for a few months, can i jus call back up or w/e and get my insurance back on it with no problems, or fees or anything, or should i jus continue paying the remaining months, im 19 so my rates arent cheap lol (even tho ive had no accidents)

 

 

How much does it cost to insure a 2008+ kawasaki ninja 250?

im thinking of getting one to use to ride back and fourth to work on to save wear and tear on my car. the 250cc ninja's are pretty cheep and i dont go on the hwy so thats not an issue. im only 18 and have a clean record. How much do you pay for in insurance?

 

 

How do you know if you qualify for Medicaid?

How much do you have to make be eligible for your baby to be placed in the Medicaid Insurance when born? And, is it easy to get or is there usually a long wait or anything? Thanks :)

 

 

What are we paying for when we buy car Insurance?

Does any one notice that we shell out thousands of dollars from our income for car insurance, and the insurance company gives us nothing back? Sure, if we get into a car accident, they cover the costs, but then they raise your rate. And you are paying far more than the cost of the accident anyway. And then if you don't get into an accident, what is all that money for? They don't give it back. I just think its odd that we are required by law to pay for nothing, after we already have paid for the car. And then if you don't, you are penalized and punished, so you are given no choice. But really, you're paying all this money and getting nothing back. WTF

 

 

How much would car insurance cost with a 2008 kia optima im 17 years old?

i get my lisence in 2 months i live in south florida and im gunna have to pay for my insurace so i need to know so i know how much im gunna have to work

 

 

Does anyone know some cheap insurance companies for drivers who just passed?

UK only please :)xx

 

 

I lost my wallet and need to replace my drivers license, do I have to have a form of car insurance?

Im in Texas. Also, how much does it usually cost to replace the drivers license?

 

 

Must all drivers in New York have insurance?

if so then what would be the penalty for not having insurance? & is there a minimum amount of insurance that must be carried?

 

 

Health Insurance claims in LA?

How long must health insurance claims be kept on file in Louisiana hospitals and healthcare facilities?

 

 

Price of insurance for a 2002 Porsche Boxster?

My uncle's selling me his 2.7l 2002 Porsche Boxster. I'm a 16 year old boy and this will be my first car. What do you think the monthly price of insurance on it would be? I know that I should ask an insurance agent, but I just want to know what I should expect it to be around. Thanks:)

 

 

What does full coverage means to car insurance?

What does full coverage means to car insurance?

 

For my situation, what is the best way to minimize my car insurance?

ok the situation is like this. my family has two cars. (maxima and accent) I (21years old) use the accent and my parents use the maxima. All three of us are under the same insurance plan. I might sell the accent and buy a used car and pay monthly(financing). so that means the insurance has to be full coverage right? and not liability. (the maxima and the accent are both fully paid and they are under liability right now) So if I buy a used car what is the best way to minimize the insurance cost?...which is a good insurance company? can I be covered under my dad's name or something? my friend said something like that..but I don't know if there is such a thing. by the way my parents live in massachusetts and i live in NJ. what should i do? (don't tell me not to buy a car)

https://www.linkedin.com/pulse/my-car-insurance-go-up-jason-tucker/